Get 140,000 points after spending $4,000 in the first 3 months

Offer Type

Points

Welcome Bonus

Earn 140,000 bonus points after spending $4,000 in the first 3 months after opening an account. Plus, earn 35,000 bonus points after spending $7,000 in the first 6 months after opening an account, for a total of 175,000 bonus points.

Rewards Details

You will earn 26 points at IHG hotels and resorts. Earn 5 x points for every dollar spent on social media, search engine advertising, office supply stores, travel, gas stations, and dining. Earn 3 points on all other purchases.

Special Bonus

Automatic Platinum Elite Status. Redeem 3 nights and get the 4th night free when you redeem points for a consecutive four-night hotel stay. Plus, earn an Anniversary Free Night with a current point redemption cap of 40,000 points.

Credit Score Needed

You would need a good to excellent credit rate.

APR

A variable APR of 21.49% – 28.49%

Foreign Transaction Fee

None